# 10 Best Places to Buy a Home in Tennessee

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Page title: 10 Best Places To Buy A Home In Tennessee - Valor Mortgage

By [Christopher Armantrout](https://valor.mortgage/about-us/), Licensed Mortgage Loan Originator · NMLS [#1210804](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1210804)
Published May 15, 2026 · Updated May 25, 2026

Are you looking to buy a home in Tennessee but not sure where to start? Well, we’ve got you covered! We’ve compiled a list of the top 10 best places to buy a home in Tennessee, so you can find the perfect home for you and your family.

## Before Choosing a City

It’s important to know how much of a home you can buy. While we love all of the cities found inside of the Volunteer State, it’s important to acknowledge there are some that are more expensive than others.

As you read this and compare median house prices, you can use our mortgage rate calculator to get an estimate of what your monthly mortgage payment may look like in each area.

## Nashville

Music, food, and fun! Nashville has it all. Known as the “Music City,” it’s a hub for music lovers and a great place to catch live performances. But Nashville has more to offer than just music. It’s a diverse city with a booming economy, great schools, and plenty of entertainment options.

**Median Household Income:** $65,565
**Median House Price:** $291,400

## Franklin

This charming town just outside of Nashville has a small-town feel with big-city amenities. Franklin is steeped in history, with beautiful historic homes and landmarks. It’s also home to great schools and a thriving downtown area with unique shops and restaurants.

**Median Household Income:** $102,721
**Median House Price:** $468,200

## White House

If you’re looking for a peaceful and relaxed lifestyle, White House may be the perfect place for you. It’s a small town with a strong sense of community and a great location for commuters who work in Nashville. White House also has excellent schools and plenty of outdoor recreational options. White House is a great city for first time home buyers to find a home with its variety of community amenities available to its residents.

**Median Household Income:** $80,504
**Median House Price:** $244,300

## Springfield

Springfield is a hidden gem in Robertson County. This historic town has a beautiful downtown area with unique shops and restaurants. It’s also home to several parks and recreational areas, making it a great place to enjoy the outdoors. If you find yourself in Springfield, you can also stop in at Valor Mortgage to get an estimate of how much of a loan you qualify for! Or you can apply for a mortgage loan online today!

**Median Household Income:** $50,655
**Median House Price:** $174,400

## Murfreesboro

As the largest city on our list, Murfreesboro has something for everyone. It’s home to Middle Tennessee State University and has a diverse economy with job opportunities in healthcare, education, and manufacturing. Murfreesboro also has a bustling downtown area with great restaurants, shops, and entertainment options.

**Median Household Income:** $66,984
**Median House Price:** $274,600

## Clarksville

This charming town on the Tennessee-Kentucky border is full of character and history. Clarksville is home to Fort Campbell and Austin Peay State University, making it a great place for military families and students. It also has a lower cost of living than some of the other cities on our list.

**Median Household Income:** $58,838
**Median House Price:** $172,700

## Knoxville

If you love the great outdoors, Knoxville may be the perfect place for you. Nestled in the Appalachian Mountains, Knoxville has stunning natural scenery and plenty of outdoor recreational options. It’s also home to the University of Tennessee and a diverse economy with job opportunities in healthcare, education, and manufacturing.

**Median Household Income:** $44,308
**Median House Price:** $154,500

## Chattanooga

This scenic city on the Tennessee River is a great place for adventure seekers. Chattanooga is known for its outdoor activities, including hiking, rock climbing, and white-water rafting. It’s also home to the Tennessee Aquarium and several historic landmarks.

**Median Household Income:** $50,437
**Median House Price:** $189,500

## Memphis

As the largest city in southwest Tennessee, Memphis has a rich cultural history. It’s known for its music, food, and civil rights landmarks like the National Civil Rights Museum. Memphis also has a diverse economy with job opportunities in healthcare, education, and logistics.

**Median Household Income:** $43,981
**Median House Price:** $113,700

## Germantown

This peaceful town just outside of Memphis is a great place to call home. It has great schools, a low crime rate, and a strong sense of community. Germantown also has several parks and recreational areas, as well as a variety of restaurants and shops.

**Median Household Income:** $132,949
**Median House Price:** $358,600

## Ready to Make Tennessee Your Home?

​​Regardless of where you decide to find a home in Tennessee, we’re sure you will love living here. Of course, we are a bit biased since we live here. Regardless, moving here, you may need a home loan! If that’s the case, let’s get you started!

Once you have a city in mind, the next question is budget. Work out [how much home you can afford](https://valor.mortgage/how-much-home-can-you-buy/) in that market, then line up [pre-approval](https://valor.mortgage/how-to-buy-your-first-home/#pre-approval) before you tour anything.

[Call me at (615) 671-9178](tel:+16156719178). That’s the fastest way to get a straight answer on what you’d qualify for and what both payments would actually look like for you.

If it’s after hours, [grab a time on my calendar](https://valor.mortgage/book-your-appointment/). Pick a slot that works and I’ll call you then.

If your life is too chaotic for a phone call right now — I understand — [start an application](https://valor.mortgage/purchase/) and I’ll review it and reach out with a plan.

About the author

[Christopher Armantrout](https://valor.mortgage/about-us/)

Owner & Senior Loan Officer, Valor Mortgage NMLS #1210804

Christopher is a licensed Mortgage Loan Originator in the State of Tennessee and has been originating home loans since 2015. He founded Valor Mortgage in Springfield in 2019 and works with veterans, first-time buyers, self-employed borrowers, and families across Robertson County and Middle Tennessee.

[More about Christopher](https://valor.mortgage/about-us/) [Verify this license on NMLS](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1210804)

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## Contact Valor Mortgage

- Christopher Armantrout, Senior Loan Officer, NMLS #1210804
- Phone: [(615) 671-9178](tel:+16156719178)
- Email: [christopher@valor.mortgage](mailto:christopher@valor.mortgage)
- Office: 724 S Main St, Springfield, TN 37172
- [Book an appointment](https://valor.mortgage/book-your-appointment/) · [Apply online](https://valor.mortgage/home-application/) · [Contact page](https://valor.mortgage/contact-us/)

Valor Mortgage, LLC is powered by Encore Lending Group, LLC, NMLS #1249911 ([NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1249911)). Christopher Armantrout, Loan Officer, NMLS #1210804. Licensed in Tennessee. Equal Housing Opportunity.

All loan programs, rates, terms, and conditions are subject to change without notice. Loan approval is based on borrower qualification, credit review, income verification, and property eligibility. Not all applicants will qualify. Not a commitment to lend.
