# **Christopher Armantrout** *Springfield, TN Mortgage Broker | NMLS #1210804* Serving All of Tennessee Since 2015 Canonical URL: https://valor.mortgage/about-us/ Page title: Christopher Armantrout | Springfield, TN Mortgage Broker Christopher Armantrout is a licensed Mortgage Loan Originator and the founder of Valor Mortgage, LLC — a locally owned, independent mortgage brokerage based in Springfield, Tennessee. With over a decade of experience and 800+ loans closed, Christopher handles each client's file personally, from the first call to closing. He was raised in Robertson County, attended school here, started his business here, and is raising his family here. When you work with Christopher, you're not talking to a call center — you're talking to your neighbor. ## **How a Hurricane Named This Company** In 2018, Christopher traveled to the Florida Panhandle as part of a mission team, [Gideon Rescue Company](http://www.GideonRescue.org), responding to the devastation left by Hurricane Michael — one of the most powerful storms to strike the continental United States in decades. What he witnessed there — communities shattered, families displaced, neighbors helping strangers rebuild from nothing — left a permanent mark. The experience crystallized something he had been building toward throughout his career: a belief that the people who show up when things are hardest are defined by a single quality — valor. Courage in the face of difficulty. Doing the right thing even when it’s hard. He came home and named his company accordingly. Valor Mortgage has carried that mission ever since — showing up for Tennessee families with honesty, expertise, and the kind of personal commitment you can only get from someone who has genuine skin in the game. He tells the whole story in a 2019 talk, [Before I Call](https://valor.mortgage/podcasts/before-i-call/), which you can listen to with a full transcript. ## **Credentials and Background** **Education & Training** Christopher studied Marketing and Long Term Care Administration at Southern Adventist University in Chattanooga, Tennessee — a background that gave him both the communication skills to guide clients through complex decisions and the analytical mindset to structure loans that actually work long-term. **Licensed Since 2015** Christopher has been a licensed Mortgage Loan Originator in the State of Tennessee since 2015. In that time he has closed 800+ loans for Robertson County residents, Nashville metro buyers, veterans, first-time homebuyers, self-employed professionals, and real estate investors across the state. **NMLS #1210804** You can verify Christopher’s license and full professional history at any time through the [NMLS Consumer Access database](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1210804). ## **On the Air** Christopher is a sponsor of, and a guest on, *One Street Over with LaVern Vivio* on WSGI 1100 AM in Springfield. Recordings and full transcripts are on the [Podcasts, Radio and Video](https://valor.mortgage/podcasts/) page, including: - [Home equity, VA entitlement and down payment help](https://valor.mortgage/podcasts/one-street-over-wsgi-2026-10-19/) (October 19, 2026) - [VA construction loans, eligibility and veteran resources](https://valor.mortgage/podcasts/one-street-over-wsgi-2026-03-26/), with Scott Erwin of the Robertson County Veteran Service Office (March 26, 2026) - [Before I Call](https://valor.mortgage/podcasts/before-i-call/), his talk about the Hurricane Michael relief trip described above (2019) ## Why Valor Mortgage **Custom-Tailored Options. Personal Touch.** As an independent mortgage broker, Christopher isn’t limited to one bank’s products or one set of guidelines. He works with participating wholesale lenders — where he has been recognized as a Top 1% loan originator in Tennessee — to find the loan program that actually fits your situation, not just the one that’s easiest to process. Big banks assign you to whoever is available. At Valor Mortgage, you work directly with Christopher from your first conversation to your closing table. He answers his phone, returns messages promptly, and treats every loan like it’s the only one on his desk — because to you, it is. Whether you’re a first-time buyer trying to understand FHA guidelines, a veteran using your VA benefit, a self-employed borrower who needs a bank statement loan, or a homeowner looking to refinance at the right moment — Christopher will build a strategy around your goals, not a generic checklist. 10+ Years licensed in Tennessee 800+ Loans closed 5.0 ★ Google rating (120+ reviews) BBB A+ Accredited business Top 1% UWM Tennessee & national ## COMMUNITY ROOTS **Robertson County Raised and Built** Christopher isn’t just doing business in Robertson County — he’s invested in it. He’s a member of the Robertson County, White House, and Cheatham County Chambers of Commerce, a Kiwanis Club member, and a three-time finalist for the Robertson County Main Street Award (2019, 2025 and 2026). He is a proud supporter of [Gideon Rescue Company](https://gideonrescue.org/), a disaster response nonprofit, along with local organizations including Robertson County Soccer Association, Open Door, CASA, Willow Oak Farm, and Habitat for Humanity. When Christopher helps a family buy a home in Springfield or Greenbrier or White House, he’s not just closing a transaction — he’s adding a neighbor to a community he genuinely cares about. **Ready to Talk?** Whether you’re just starting to explore your options or ready to get pre-approved, Christopher is here to help. No pressure, no jargon — just honest answers and a clear path forward. [Book a Free Consultation](https://valor.mortgage/book-your-appointment/) | [Call (615) 671-9178](tel:+16156719178) | [christopher@valor.mortgage](mailto:christopher@valor.mortgage). 2015 Licensed in Tennessee Began his career as a licensed Mortgage Loan Originator, NMLS #1210804 2018 Hurricane Michael mission trip Responded to the Florida Panhandle disaster — the experience inspired the name Valor Mortgage 2019 Founded Valor Mortgage, LLC Launched his independent brokerage in Springfield, TN — Robertson County Main Street Award Finalist 2022 UWM Top 1% — Tennessee & National Recognized among the top loan originators in the country by United Wholesale Mortgage 2025 Robertson County Main Street Award Finalist Recognized again for outstanding community involvement and local business leadership 2026 Main Street Award Finalist — again Community-voted finalist in the Mortgage Company category for the second year in a row 800+ loans closed Over a decade of helping Tennessee families achieve homeownership NMLS #1210804 | Valor Mortgage, LLC is powered by Encore Lending Group, LLC NMLS #1249911 | Not a commitment to lend. All loans subject to credit approval. --- ## Contact Valor Mortgage - Christopher Armantrout, Senior Loan Officer, NMLS #1210804 - Phone: [(615) 671-9178](tel:+16156719178) - Email: [christopher@valor.mortgage](mailto:christopher@valor.mortgage) - Office: 724 S Main St, Springfield, TN 37172 - [Book an appointment](https://valor.mortgage/book-your-appointment/) · [Apply online](https://valor.mortgage/home-application/) · [Contact page](https://valor.mortgage/contact-us/) Valor Mortgage, LLC is powered by Encore Lending Group, LLC, NMLS #1249911 ([NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1249911)). Christopher Armantrout, Loan Officer, NMLS #1210804. Licensed in Tennessee. Equal Housing Opportunity. All loan programs, rates, terms, and conditions are subject to change without notice. Loan approval is based on borrower qualification, credit review, income verification, and property eligibility. Not all applicants will qualify. Not a commitment to lend.