BUY WITH CONFIDENCE
Your journey to homeownership starts with expert guidance, competitive rates, and a simplified process designed to make you feel confident, supported, and in control—every step of the way.
Experience
50+ years combined experience helping families unlock the doors to their dream homes.
Awards & certifications Received:
senior loan officer
Experience:
10+ Years of Trusted Mortgage Experience
Description:
He grew up in Nashville and was Educated in one of Tennessee's top Universities. His passion's include service to others through disaster response with www.GideonRescue.org, anything on the water, & spending time with his wife and family.
Awards & certifications Received:
Social Media:
Our Commitment
Guiding You Home, Every Step of the Way
At Valor Mortgage, we know every home journey is personal. That’s why we’ve crafted a step-by-step mortgage experience tailored to your needs. Whether buying your first home or refinancing, we make the process simple, transparent, and supportive — from pre-approval to closing.
Home Buying
Buy With Confidence
Explore and secure your dream home with confidence. Our experts guide you through every step to ensure a smooth and stress-free buying experience.
Home Refinance
Buy With Confidence
Looking to lower your rate or tap into your home’s equity? We make refinancing quick, transparent, and tailored to your financial goals.
Mortgage Education
Buy With Confidence
Confused by mortgage jargon? We break down complex terms and loan options, empowering you to make smart, informed decisions every step of the way.
Services
services we offered
Veteran
VA loans are designed for veterans and active-duty service members, offering zero down, no private mortgage insurance, and competitive rates to make homeownership more accessible.
FHA
FHA loans help first-time buyers and low-to-moderate income borrowers with low down payments, flexible credit requirements, and government-backed support.
Conventional
Conventional loans offer flexible terms and competitive rates, with no mortgage insurance when putting 20% down—ideal for well-qualified buyers.
First Responder
Exclusive mortgage benefits for police, firefighters, EMTs, and more—featuring reduced fees, great rates, and tailored support for our everyday heroes.
Why Homebuyers Trust Valor Mortgage
Experience the perfect blend of personalized service, modern tools, and expert guidance that make your mortgage journey faster, smoother, and stress-free.
Expert Support
Work with knowledgeable loan officers who guide you at every step.
Personalized Loans
Tailored loan options built around your goals and financial situation.
Quick Pre-Approvals
Get pre-approved fast so you can shop for your dream home with confidence.
Transparent Process
No hidden steps — just clear communication and honest guidance.
Easy Closing
We simplify the final step so you can move in without delays or stress.
education
mortgage class
Making Homeownership Accessible: Valor’s Exclusive 0% Down Purchase Program Homeownership is a dream for many, but for...
Nashville, Tennessee has become one of the most popular cities in the United States. With people who are moving in from...
The housing market is always shifting. Some years, there are more buyers than sellers, leading many home buyers to...
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What our clients says
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Valor Mortgage is powered by Encore Lending Group, LLC NMLS 1249911,
Christopher Armantrout Loan Officer NMLS 1210804