Type your paragraph here
Christopher Armantrout
Nashville Mortgage Broker
| NMLS #1210804 |
Serving Tennessee Since 2015
Christopher Armantrout is a licensed Mortgage Loan Originator and the founder of Valor Mortgage, LLC — a locally owned, independent mortgage brokerage based in Springfield, Tennessee. With over a decade of experience and 750+ loans closed, Christopher brings a level of personal commitment to home financing that the big banks simply can't match. He was raised in Robertson County, attended school here, started his business here, and is raising his family here. When you work with Christopher, you're not talking to a call center — you're talking to your neighbor.
How a Hurricane Named This Company
In 2018, Christopher traveled to the Florida Panhandle as part of a mission team, Gideon Rescue Company, responding to the devastation left by Hurricane Michael — one of the most powerful storms to strike the continental United States in decades. What he witnessed there — communities shattered, families displaced, neighbors helping strangers rebuild from nothing — left a permanent mark.
The experience crystallized something he had been building toward throughout his career: a belief that the people who show up when things are hardest are defined by a single quality — valor. Courage in the face of difficulty. Doing the right thing even when it’s hard.
He came home and named his company accordingly. Valor Mortgage has carried that mission ever since — showing up for Tennessee families with honesty, expertise, and the kind of personal commitment you can only get from someone who has genuine skin in the game.
Credentials and Background
Education & Training Christopher studied Marketing and Long Term Care Administration at Southern Adventist University in Chattanooga, Tennessee — a background that gave him both the communication skills to guide clients through complex decisions and the analytical mindset to structure loans that actually work long-term.
Licensed Since 2015 Christopher has been a licensed Mortgage Loan Originator in the State of Tennessee since 2015. In that time he has closed over 750 loans for Robertson County residents, Nashville metro buyers, veterans, first-time homebuyers, self-employed professionals, and real estate investors across the state.
NMLS #1210804 You can verify Christopher’s license and full professional history at any time through the NMLS Consumer Access database.
Why Valor Mortgage
Custom-Tailored Options. Personal Touch.
As an independent mortgage broker, Christopher isn’t limited to one bank’s products or one set of guidelines. He works with dozens of lending partners — where he has been recognized as a Top 1% loan originator in Tennessee — to find the loan program that actually fits your situation, not just the one that’s easiest to process.
Big banks assign you to whoever is available. At Valor Mortgage, you work directly with Christopher from your first conversation to your closing table. He answers his phone, returns messages promptly, and treats every loan like it’s the only one on his desk — because to you, it is.
Whether you’re a first-time buyer trying to understand FHA guidelines, a veteran using your VA benefit, a self-employed borrower who needs a bank statement loan, or a homeowner looking to refinance at the right moment — Christopher will build a strategy around your goals, not a generic checklist.
COMMUNITY ROOTS
Robertson County Raised and Built
Christopher isn’t just doing business in Robertson County — he’s invested in it. He’s a member of the Robertson County, White House, and Cheatham County Chambers of Commerce, a Kiwanis Club member, and a two-time finalist for the Robertson County Main Street Award (2019 and 2025). He is a proud supporter of Gideon Rescue Company, a disaster response nonprofit, along with local organizations including Robertson County Soccer Association, Open Door, CASA, Willow Oak Farm, and Habitat for Humanity. When Christopher helps a family buy a home in Springfield or Greenbrier or White House, he’s not just closing a transaction — he’s adding a neighbor to a community he genuinely cares about.
Ready to Talk? Whether you’re just starting to explore your options or ready to get pre-approved, Christopher is here to help. No pressure, no jargon — just honest answers and a clear path forward. Book a Free Consultation | Call (615) 671-9178 | christopher@valor.mortgage.
Licensed in Tennessee
Began his career as a licensed Mortgage Loan Originator, NMLS #1210804
Hurricane Michael mission trip
Responded to the Florida Panhandle disaster — the experience inspired the name Valor Mortgage
Founded Valor Mortgage, LLC
Launched his independent brokerage in Springfield, TN — Robertson County Main Street Award Finalist
UWM Top 1% — Tennessee & National
Recognized among the top loan originators in the country by United Wholesale Mortgage
Robertson County Main Street Award Finalist
Recognized again for outstanding community involvement and local business leadership
750+ loans closed
Over a decade of helping Tennessee families achieve homeownership
NMLS #1210804 | Valor Mortgage, LLC is powered by Encore Lending Group, LLC NMLS #1249911 | Not a commitment to lend. All loans subject to credit approval.
After being turned down by multiple lenders due to our credit, we were starting to feel discouraged—but Chris made it happen. He was knowledgeable, persistent, and truly committed to finding a way to get us approved. What we appreciated most was how upfront and honest he always was about our situation. He set clear expectations while still giving us confidence and hope throughout the process.
Chris never left a question unanswered and was always available when we needed him. No matter how many questions we had, he took the time to explain everything in a way we could understand, and he never once made us feel like we were an inconvenience.
Because of his hard work and dedication, we were able to move forward and purchase our home, and we are so grateful. If you’re looking for a loan officer who genuinely cares, communicates clearly, and will go the extra mile for you, we can’t recommend Chris at Valor Mortgage enough.
When we had questions, he took his time to answer them and go into detail to make sure we understood. Phone call or text, he would answer or let us know when he could call back. He was respectful, honest and straight to the point
I had a slightly better rate with a bank and he offered to match it. When the house we were buying had another offer, he called their agent and told them we were move in ready and could close ASAP. They took our offer!
We have our dream home because of Chris and our agent. Why are you still reading this? Call him and you won't regret it.
He walked us through every step, explained things in a way we could actually understand, and was available at all hours for our questions. Thanks to his hard work and guidance, we are officially homeowners!
If you think your credit score is too low to qualify, don’t give up!! Chris made what felt impossible, possible. We are forever grateful and will recommend them to everyone we know!
