Privacy Policy

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

Privacy Policy

This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

  • Account means a unique account created for You to access our Service or parts of our Service.
  • Affiliate means an entity that controls, is controlled by or is under common control with a party...
  • Company refers to Valor Mortgage, LLC...
  • Cookies are small files placed on Your device...
  • Country refers to: Tennessee, United States
  • Device means any device that can access the Service...
  • Personal Data is any information that relates to an identified or identifiable individual.
  • Service refers to the Website.
  • Service Provider means any person who processes the data on behalf of the Company.
  • Third-party Social Media Service refers to any social media service used to log in or register.
  • Usage Data refers to data collected automatically during use of the Service.
  • Website refers to Valor Mortgage, accessible at Valor.Mortgage
  • You means the individual using the Service, or a company/legal entity represented by that individual.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information such as:

  • Email address
  • First name and last name
  • Phone number
  • Address, State, ZIP/Postal code, City
  • Usage Data
  • Other personal data related to credit decisions

Usage Data

Usage Data is collected automatically and may include your IP address, browser type, visited pages, etc.

Tracking Technologies and Cookies

We use Cookies and similar tracking technologies...

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain our Service...
  • To manage Your Account...
  • To contact You...
  • To manage Your requests...
  • For business transfers...
  • For other purposes like analytics, improvement, etc.

Retention of Your Personal Data

We will retain Your Personal Data only as long as necessary for the purposes outlined in this policy.

Transfer of Your Personal Data

Your data may be transferred to — and maintained on — computers located outside Your jurisdiction.

Delete Your Personal Data

You have the right to request deletion of Your personal information by contacting us or through account settings.

Disclosure of Your Personal Data

We may disclose Your data:

  • During business transactions
  • To law enforcement
  • Under legal requirements

Security of Your Personal Data

We strive to use commercially acceptable means to protect Your Personal Data, but no method is 100% secure.

Consent to Messaging

By submitting your phone number, you consent to receive text messages. Message/data rates may apply.

Children’s Privacy

We do not knowingly collect personal data from anyone under the age of 13.

Links to Other Websites

Our site may contain links to third-party websites. We are not responsible for their content or privacy practices.

Changes to This Privacy Policy

We may update Our Privacy Policy and notify you via email or a prominent notice on our website.

Contact Us

If you have any questions about this Privacy Policy, you can contact us:

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Contact Us

ADDRESS: 724 S Main St // Springfield, TN 37172

PHONE: (615) 671.9178

EMAIL: [email protected]

copyrights2025@ValorMontage,

Valor Mortgage is powered by Encore Lending Group, LLC NMLS 1249911,

Christopher Armantrout Loan Officer NMLS 1210804