Valor Mortgage is licensed across the State of Tennessee and lends in all 95 counties, from the Mississippi River to the Great Smoky Mountains. Tennessee is split into three Grand Divisions — West, Middle and East. Hover over a division on the map below (or tap it on a phone) to see every county we serve there.

Anderson County — East TennesseeBledsoe County — East TennesseeBlount County — East TennesseeBradley County — East TennesseeCampbell County — East TennesseeCarter County — East TennesseeClaiborne County — East TennesseeCocke County — East TennesseeCumberland County — East TennesseeGrainger County — East TennesseeGreene County — East TennesseeHamblen County — East TennesseeHamilton County — East TennesseeHancock County — East TennesseeHawkins County — East TennesseeJefferson County — East TennesseeJohnson County — East TennesseeKnox County — East TennesseeLoudon County — East TennesseeMarion County — East TennesseeMcMinn County — East TennesseeMeigs County — East TennesseeMonroe County — East TennesseeMorgan County — East TennesseePolk County — East TennesseeRhea County — East TennesseeRoane County — East TennesseeScott County — East TennesseeSevier County — East TennesseeSullivan County — East TennesseeUnicoi County — East TennesseeUnion County — East TennesseeWashington County — East TennesseeBedford County — Middle TennesseeCannon County — Middle TennesseeCheatham County — Middle TennesseeClay County — Middle TennesseeCoffee County — Middle TennesseeDavidson County — Middle TennesseeDeKalb County — Middle TennesseeDickson County — Middle TennesseeFentress County — Middle TennesseeFranklin County — Middle TennesseeGiles County — Middle TennesseeGrundy County — Middle TennesseeHickman County — Middle TennesseeHouston County — Middle TennesseeHumphreys County — Middle TennesseeJackson County — Middle TennesseeLawrence County — Middle TennesseeLewis County — Middle TennesseeLincoln County — Middle TennesseeMacon County — Middle TennesseeMarshall County — Middle TennesseeMaury County — Middle TennesseeMontgomery County — Middle TennesseeMoore County — Middle TennesseeOverton County — Middle TennesseePerry County — Middle TennesseePickett County — Middle TennesseePutnam County — Middle TennesseeRobertson County — Middle TennesseeRutherford County — Middle TennesseeSequatchie County — Middle TennesseeSmith County — Middle TennesseeStewart County — Middle TennesseeSumner County — Middle TennesseeTrousdale County — Middle TennesseeVan Buren County — Middle TennesseeWarren County — Middle TennesseeWayne County — Middle TennesseeWhite County — Middle TennesseeWilliamson County — Middle TennesseeWilson County — Middle TennesseeBenton County — West TennesseeCarroll County — West TennesseeChester County — West TennesseeCrockett County — West TennesseeDecatur County — West TennesseeDyer County — West TennesseeFayette County — West TennesseeGibson County — West TennesseeHardeman County — West TennesseeHardin County — West TennesseeHaywood County — West TennesseeHenderson County — West TennesseeHenry County — West TennesseeLake County — West TennesseeLauderdale County — West TennesseeMadison County — West TennesseeMcNairy County — West TennesseeObion County — West TennesseeShelby County — West TennesseeTipton County — West TennesseeWeakley County — West Tennessee

Hover a Grand Division to highlight it — the county under your pointer turns gold, and that division’s county list appears below. Counties outlined in gold have a full mortgage guide: click the county on the map, or its name in the list, to open it.

Choose a Grand Division above to list its counties.

West Tennessee · 21 Counties

Between the Tennessee and Mississippi Rivers, anchored by Memphis and Jackson. 21 counties.

  • Benton County
  • Carroll County
  • Chester County
  • Crockett County
  • Decatur County
  • Dyer County
  • Fayette County
  • Gibson County
  • Hardeman County
  • Hardin County
  • Haywood County
  • Henderson County
  • Henry County
  • Lake County
  • Lauderdale County
  • Madison County
  • McNairy County
  • Obion County
  • Shelby County
  • Tipton County
  • Weakley County

Middle Tennessee · 41 Counties

The rolling hills and river valleys around Nashville, Clarksville, Murfreesboro and our home office in Springfield. 41 counties.

East Tennessee · 33 Counties

The Appalachian ridge-and-valley and Cumberland Mountains, anchored by Knoxville, Chattanooga and the Tri-Cities. 33 counties.

  • Anderson County
  • Bledsoe County
  • Blount County
  • Bradley County
  • Campbell County
  • Carter County
  • Claiborne County
  • Cocke County
  • Cumberland County
  • Grainger County
  • Greene County
  • Hamblen County
  • Hamilton County
  • Hancock County
  • Hawkins County
  • Jefferson County
  • Johnson County
  • Knox County
  • Loudon County
  • Marion County
  • McMinn County
  • Meigs County
  • Monroe County
  • Morgan County
  • Polk County
  • Rhea County
  • Roane County
  • Scott County
  • Sevier County
  • Sullivan County
  • Unicoi County
  • Union County
  • Washington County

Do not see your county called out yet? We still lend there. Call (615) 671-9178, email christopher@valor.mortgage, or book an appointment and we will walk you through your options.